Mortgage Loans

Home Mortgage Mortgage Loans
Wanting to move into your dream home?  Whether you are looking for your first home or your forever home, First Bank can help you get one step closer with our flexible mortgage financing options.  If you've already made an offer or just starting to look, complete our application for a pre-approval that will make your home-buying experience quick and easy!

GIVE ME TEN!

Are you interested in paying off your home early?  Ask our Mortgage Lenders about the GIVE ME 10 Mortgage!  With GIVE ME TEN, you can get a low interest 10-year fixed mortgage loan and we make it simple and easy for you to apply!  Learn more about how you can qualify!
We offer a variety of traditional mortgage loan options that will fit your situation and get you closer to your dream home!
Let us help you live in the home of your dreams with a Fixed Rate Mortgage. A Fixed Rate Mortgage provides you a fixed interest rate for the life of the loan when the loan is established. Your payment (principal and interest) amount and interest rate will never change. We’ll help you set-up auto-payments so payments are made timely and worry free!
The interest rate on these loans are adjusted periodically. Reasons for this can be based on current market conditions, and typically has a lower initial interest rate than other types of conventional mortgage loans. Your monthly payment is subject to change based on movement of the interest rate.
Temporary construction loans are available while you build your dream home, add on to your small business or expand your agricultural operations. You receive interim funding during the construction phase of your new project with permanent financing put into place after construction is completed.
A Home Equity Line of Credit is a very convenient way to borrow and gives you the flexibility to use the current equity in your home. For home improvements or large purchases, the variable rate loan has a revolving balance and is similar to that of a credit card. Simply borrow what you need, when you need it. The interest you pay may be tax deductible. *

*First Bank recommends you consult with a tax professional for guidance on current regulations and to help with your specific situation to make informed financial decisions.
For homeowners to use the equity in their home to finance other major purchases including home improvements, education expenses, loan consolidation or any other worthwhile endeavor. This one-time loan advance is secured by the equity in your home. These fixed-rate loans can be amortized up to a 10 year period. Repayment terms are convenient, flexible and can be modified to fit most budgets. Home Equity Loans may have a possible tax benefit.*

*First Bank recommends you consult with a tax professional for guidance on current regulations and to help with your specific situation to make informed financial decisions.
A bridge loans offer a short-term loan or "bridge" that allows borrowers to purchase new real estate property by using the home they currently own as collateral. 
A temporary lot loan is given to a borrower who is looking to build a primary or secondary residence. The money from a lot loan is used to finance the purchase of the land that the borrower will build on.
Veteran Affairs offers mortgage loans for veterans and their families. The loan is guaranteed by the Department of Veteran Affairs and requires no down payment. Private Mortgage is not required.