Time Certificates of Deposit (CD)
Effective October 1, 2025
Interest Rate
|
APY*
|
Interest Rate
|
Minimum Deposit
|
| 7 Month Special |
4.20% |
4.15 % |
$5,000.00 |
| 19 Month Raise-A-Rate |
3.75 % |
3.71 % |
$5,000.00 |
| 3 Months |
1.00 % |
1.00 % |
$1,000.00 |
| 6 Months |
1.00 % |
1.00 % |
$1,000.00 |
| 12 Months |
1.00 % |
1.00 % |
$1,000.00 |
| 24 Months |
1.00 % |
1.00 % |
$1,000.00 |
| 36 Months |
1.25 % |
1.25 % |
$1,000.00 |
| 48 Months |
1.51 % |
1.50 % |
$1,000.00 |
| 60 Months |
1.51 % |
1.50 % |
$1,000.00 |
24 Month Savvy Saver
(21 years & younger)^ |
2.00 % |
1.99 % |
$50.00 |
| 36 Month Raise-A-Rate |
3.65 % |
3.62% |
$5,000.00 |
Individual Retirement Accounts
Term
|
APY*
|
Interest Rate
|
Minimum Deposit
|
48 Months
|
1.51 %
|
1.50 %
|
$1,000.00
|
Variable Rate & Balance
|
APY*
|
Interest Rate
|
Minimum Deposit
|
Balance <= $9,999.99**
|
1.15 %
|
1.15 %
|
$25.00
|
| Balance > $10,000.00** |
1.51 %
|
1.50 %
|
$25.00
|
*APY- Annual Percentage Yield
^Savvy Saver CD Available for 21 years and younger, can be added to at any time.
**Variable Rate Account - The rate may change after the account is opened.
Substantial Penalty for Early Withdrawal
Accounts and rates offered through First Bank are available in our service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa.
