At First Bank, we want you to be able to do your banking when, where, and how it’s most convenient for you. Now, you can open an account online from anywhere! From your computer, mobile device, and ANYWHERE! It's fast, easy, secure, and convenient.
Before you get started, here are a couple things you need to know:
✓ The online account opening process is quick and easy and may take about 10 minutes.
✓ Applicant must be an existing customer of First Bank with a Digital Banking Account.
✓ Account Applicant's Social Security Number.
✓ Valid ID (driver's license or other government issued ID).
✓ Valid ID (driver's license or other government issued ID).
If you are a minor or Non-resident alien, you will need to call 319-352-1340 to speak with a banker or visit your local First Bank office.
We’re happy to save you time and make banking easier. Check out our variety of account options. We've got one that's just right for you.
*To open an account, the applicant must be at least 18 years of age and an existing customer of First Bank , who can complete a W-9.
Would you prefer to visit us in person?
We love to see you in person whether it's to open an account, explore loan options or just to stop in to say 'hi'!
First Bank Accounts You Can Open Online:
Checking Accounts:
First Checking@
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FREE Debit Card
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FREE Digital & Text Banking
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FREE Mobile Deposit
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FREE E-Statements
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FREE Small Safe Deposit Box for 1 year
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First box checks FREE
Digital Rewards@
To Qualify for Digital Rewards, you must:
- Receive e-statements to a valid email address
- Have at least 12 signatures or PIN based debit card transactions with a $5 minimum purchase posted during the statement cycle (excludes ATM transactions)
- Have a positive balance at the end of the statement cycle
- Have a valid US Taxpayer Identification Number (Form W-9 eligible for tax reporting)
Premier Rewards#@ (Limit one account per individual, available on personal accounts only.)
To Qualify for Your Premier Rewards, you must:
- Receive e-statements to a valid email address
- Have at least 12 signatures or PIN based debit card transactions with a $5 minimum purchase posted during the statement cycle (excludes ATM transactions)
- Complete one ACH deposit or withdrawal of $100 or more posted to the account during the statement cycle
- Annual Percentage Yield effective as of August 1, 2024. Must maintain daily balance of $2,000. or more during statement cycle. Balance $0.01. to $20,000: Rate of 3.00% (3.04% APY). Balance of $20,000.01 or more: Rate of 0.1% (0.1% APY). If qualifications are not met, the interest rate will be 0.01% (0.01% APY) on entire balance and ATM fees will not be credited to your account.
- If monthly qualifications are not met, the account will earn 0.01% APY on the entire balance and ATM fees will not be credited to your account
- Have a valid US Taxpayer Identification Number (Form W-9 eligible for tax reporting)
Free Checking@
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FREE Debit Card
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FREE Digital & Text Banking
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FREE Mobile Deposit
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FREE E-Statements
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No monthly service charges
#Variable Rate
@Sales Tax will be charged on service totals.
Savings Accounts:
Statement Savings**@$
- Competitive Variable Interest Rate
- FREE Digital & Text Banking
- FREE e-Statements
- $1/ per statement cycle if avg. daily balance falls below $100
- $2 excess withdrawal service charge for each debit in excess of 6 per month
Money Market**^@$
- Competitive Interest Rate
- Tiered Interest Rate Calculation
- FREE Digital & Text Banking
- FREE e-Statements
- Checks Available
- $5 per statement cycle if average daily balance falls below $100
- $5 excess withdrawal service charge for each debit in excess of 6 per month
Holiday Savings**@+$
Automatic payments or transfers into the account will help you save for all the little and big expenses of the holidays!
** Variable Rate Account
@Sales Tax will be charged on the service charge total.
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
^$5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
+During any month, you may make no more the 0 withdrawals or transfers to another account of yours or to a third party by any means without penalty. $5.00 excess withdrawal service charge will be charged for each debit in excess of zero (0).
$Variable Rate Account
@Sales Tax will be charged on the service charge total.
~ $2.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
^$5.00 excess withdrawal service charge for each debit in excess of 6 per payment cycle
+During any month, you may make no more the 0 withdrawals or transfers to another account of yours or to a third party by any means without penalty. $5.00 excess withdrawal service charge will be charged for each debit in excess of zero (0).
$Variable Rate Account
Accounts and rates offered through First Bank available in our service areas of Bremer, Black Hawk, Wright Co, Chickasaw and surrounding counties in Iowa.
For your convenience, you can open your account online right now! The process is easy, and we’ll walk you through it step by step.
To open an account through Open Anywhere, the applicant must be at least 18 years of age, and an existing customer of First Bank with a Digital Banking Account.